Retirement Plan Consulting
Our role, as IARs of UP, is to facilitate change in people’s lives by better preparing them for retirement using the retirement plan you sponsor; retirees amass a significant portion of their net wealth in qualified plans.
We are plan sponsor and participant centric. Plans perform better when their participants are informed, educated and engaged. We believe in customized education and enrollment tools specific to demographics. We consult with plan sponsors on how to best meet their fiduciary requirements pursuant to the ever changing regulatory environment.
The retirement plan industry is continuously evolving. We are committed to understanding the issues of the day ready to assist our clients to ensure their plans are best prepared to meet policy changes and regulatory requirements.
We consider all elements of a plan and employ best practices to an oversight process that includes enhancing investment opportunities, guiding participants, reducing overall plan expenses and protecting plan fiduciaries.
We partner with our clients to help solve the top four day to day challenges:
- Investment Monitoring: Plan fiduciaries must demonstrate and document prudence in the selection and maintenance of their investment array.
- Fee Benchmarking: Plan fiduciaries must know if their plan is fairly priced. We document and benchmark plan fees.
- Participant Education: Informed participants save more and increase plan effectiveness. We provide individualized advice to plan participants.
- Fiduciary Risk: Fiduciaries must know how to ensure compliance in the ever changing regulatory environment.